


Our focus and themes
As one of the world's largest financial services organisations, we have the power of scale to develop and deploy smart solutions globally, with a focus on delivering excellent customer experiences.
Our areas of expertise
Security, crime prevention and identity
Protecting the bank and its customers against threats
- Cybersecurity
- Compliance tools
- Digital identity
- Biometrics
Cloud, data and analytics
Utilising data and the Cloud to provide enhanced services in a secure manner
- Foundation tools (Data storage & management, artificial intelligence / machine learning)
- Governance
- Insights
- Decisioning
Operational Efficiency
Digitising workflows
- Automation
- No code development (NCD)
- Paper digitisation
- Communications
- Future of work
Banking access
Digital access to Banking services anytime, anywhere
- Open finance
- Banking as a service (BaaS)
- Embedded finance
- Payments
- Platforms & networks
- Customer interaction
Emerging Technology
Preparing for the future of Banking
- Quantum computing
- Internet of things (IoT)
- 5G technology
- Digital assets
Borderless financial Services
Exploring all aspects of Financial Services and its intersection with adjacent industries
- Neo FS
- Smart cities
- Real estate
- Automotive
- Wellness
- Energy
- Subscription services
Impact & Sustainability
Investing to catalyse positive change
- Environmental
- Social & corporate governance (ESG)
- Diversity & Inclusion (D&I)
- Education